4. Consider the following statements about PM Street Vendor’s AtmaNirbhar Nidhi (PM SVANidhi) scheme
1- It is a micro-credit facility.
2- It provides street vendors a collateral-free loan of Rs 10,000 with low rates of interest for a period of three year.
3- In the long term, it aims at establishing a credit score for the vendors as well as creating a digital record of their socio-economic status, so that they can avail the Central government schemes later.
Which of the following given above is/are correct